Pennapprovals uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. Pennapprovals works in a 4 Step process that is extremely geared at providing world class customer service and results.”Credit repair services” means all actions taken by Pennapprovals, on behalf of Client, related to the removal of any errors, misrepresentations, outdated and/or unverifiable information from Client’s Credit Report(s), and/or any Pennapprovals’s attempt to remove the same, as permitted under Federal Law (15 U.S.C.S 1681 et seq.).


We at Pennapprovals will work to restoring your credit shoulder to shoulder with you. Once you have signed up, we start working for you IMMEDIATELY! Clients typically start seeing results 30-45days and immediately with Transunion only.

Credit Sweep (Most Popular) service charge is a one time of $399

Tradelines starting $299

Chex system removal $200

Inquiry removal $150

Pennapprovals Mentorship $1500 includes how to start your very own credit repair business.  1 on 1 mentorship on how to create residual income monthly, succesfully scaling your business using Facebook and instagram ads, and scaling a five figure credit repair business.

  • 30 Min Transunion Collections Removal
  • Five figure Tradeline Business
  • 24 inquiry removal
  • Weekly zooms
  • Properly build a credit report


Credit can affect everything from home loans, auto loans, rental agreements, insurance, social status, and even employment. Bad credit means higher rates on just about everything related to borrowing money. Making a plan to try to improve you credit will help save you money.


There are five factors in determining your credit score:

  • Payment History
  • Amounts Owed
  • Length of Credit History
  • Taking on More Debt
  • Types of Credit in Use


Did you know that the FTC has put in regulations to protect consumers?



We promise to improve your credit score. If we don’t, we will give you another 3 months of service for free.

  • Late Payments
  • Collections
  • Charge Offs
  • Bankruptcies
  • Judgments
  • Tax Liens
  • Repossessions
  • Inquires
  • Identity Theft
  • Fraud
  • Incorrect
  • Foreclosures
  • Garnishments
  • Closed Accounts
  • Negative Settlements